Capital, unlocked.
Funding at startup speed.
Vaultline lends $1M – $100M to growing businesses from a private crypto treasury. Apply in 10 minutes. Talk to a real underwriter. Get funded in days, not months.
$120M+
Funded to date
≤ 5 days
Avg. decision
$1M–$100M
Loan range
68%
Approval rate
Why Vaultline
Built for the businesses banks overlook.
Decisions in days, not months
Skip the bank queue. We underwrite based on your business — not your zip code or banking relationship.
Borderless capital
We deploy from a private crypto treasury, so geography is rarely a blocker. Settle in stablecoin or fiat.
No collateral lock-up
Underwriting-based lending. Your equipment, IP, and cash stay yours — we look at your fundamentals.
How it works
From application to funded in under a week.
- Step 1
Apply
Tell us about your business and how much you need. 10 minutes.
- Step 2
Underwriting
We review financials, traction, and use of funds with a real human.
- Step 3
Funded
Approved offers are wired in stablecoin or your local currency within 72 hours.
Frequently asked
- What loan sizes do you offer?
- We typically fund between $1,000,000 and $100,000,000 USD-equivalent. Larger facilities are reviewed case-by-case.
- Do I need to hold or accept crypto?
- No. We can settle disbursements and accept repayments in fiat through a banking partner, or in USDC if you prefer.
- What does 'unconventional' actually mean?
- We lend to businesses that banks structurally underserve — international operators, fast-growing tech companies, asset-light service businesses, and founders without long credit histories in their country of operation.
- Is there collateral?
- No hard collateral required. We underwrite based on cash flow, contracts, and business fundamentals. Personal guarantees may apply on larger facilities.
Ready to talk to a real underwriter?
Tell us about your business in a few minutes. If we're a fit, you'll hear back within two business days.